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How To Play Baccarat Online

How To Play Baccarat Online

Online gambling can be a little daunting, particularly when it seems as though you have a lot to learn. Baccarat is one game that doesn’t take a lot of skill. In fact, it’s pretty simple - and Australians are having a great time winning real money on a game that basically allows them to sit, and enjoy a drink, while the game unfolds in front of them. If you are new to playing online baccarat or you simply want some helpful information about the rules and strategy, keep reading!

What is baccarat?

To put it simply, baccarat is a card game that has two or three card hands, with the winner being the person who has the highest score. When betting on baccarat online, the idea is to predict who is going to draw the higher hand: player, banker, or will it be a tie? 

There are two types of baccarat online. Big Baccarat, also known as Punto Banco, has the standard format with up to 14 players, and at least three dealers. This is the “high roller” version of the game. Minimum bets usually start at around $100, so we don’t recommend you try this until you’re more used to the game.

Mini-Baccarat has a single dealer and up to seven players. Bets usually start at $5, though you might find lower, depending on which site you are on.

How to play baccarat online

There are two hands with online baccarat – the player (you) and the banker. It’s important to know that you don’t have to bet on the player hand to win. You’ll start by placing your bets. You can bet on either hand, or bet on a tie. Following this, the dealer deals the cards face-up; two cards are dealt for the player, two for the banker. 

There are a few rules to consider for how to play baccarat online, compared to other card games:

  • Aces are worth 1 point. 
  • Numbered cards are whatever their value is. 
  • And 10s and face cards are worth 0. 

One of the strangest rules with online baccarat is that a hand can’t go over 10. If you end up with a hand that is over 10, your winning number is actually the number after the 1. For example, if you have a total of 15, you need to ignore the 1 and your final number is actually 5.

If the player is dealt a 10 card on the table, along with an 8 or 9, that’s considered a natural and the hand is automatically the winner. If the player and bank are dealt that same hand, 9 will always beat 8. So if the banker has a 10 and a 9, banker wins.

There is the option to have a third card dealt – and this depends on a few things. The most common reason a third card would be dealt is that the player has a hand total that is below 5. The third card dealing gets more complicated after this, however it’s not something you get the option of as it’s an automatic feature of baccarat online. As such, the details probably aren’t too important. 

What are the odds in baccarat online?

As mentioned, there are three choices for winner in baccarat online: Banker, Player and a Tie. The banker bet has a 45.84% chance to win. The payout is 1:1 and house edge is 1.06%. The player has a 44.62% chance to win, a 1:1 payout and a house edge of 1.24%. If you choose the tie bets, you only have a 9.54% chance of winning and there are two payout options – 8:1 and 9:1. A tie bet for 9:1 has a house edge of 4.85%; while 8:1 house edge is 14.4%.

How to win baccarat online

If you want to know how to win baccarat online, it’s really just a matter of luck. We can’t give you any sure-fire ways to win, but we can give you a few baccarat betting strategy ideas. 

Firstly, don’t make a tie bet. It might be tempting with a higher payout, but the odds are terrible. Second, shop around – find a game that has a lower commission than 4% if possible. Our third tip, bet on the banker. Although you probably prefer to bet on yourself in online baccarat; and it’s what you’re used to doing in other online gambling games and card games, in baccarat you can choose to bet on the house. And since the house usually has better odds, it’s an obvious choice.  

Some other tips are that if you’re playing with others at the same table, check to see who has won the most – and bet with them. Check if there is a “hot streak”. If the banker has won five times in a row, you might bet on them again; or you might believe the chances of them winning again are low – so you bet on player instead. 

Another online baccarat strategy is the Martingale System. It’s something that is also used in roulette. Always place the same even money bet. If you win, you can celebrate. If you lose, double the size of the bet you last placed. If you win, you’ll win double. If you lose again, double it again next round. Eventually, you’ll win – and you’ll win enough to cover everything you’ve lost, and then some. For example, if you bet $10 on your first bet and you lose, you’ll bet $20 on your second bet, $40 on the next bet if you’ve lost again, and so on. Of course, this is only good if you a) have plenty of money; and b) win eventually.

In general, the best way to win when playing baccarat online is to do your research. Find an online gambling site you trust and a game you enjoy. See if you can opt in for some free games before you start playing for money. This is a great way to learn any system. After all, practice makes perfect. Once you’ve had some practice and you’re ready to start betting your real Australian dollars, sign up with a site like who offer a deposit bonus. It will make your first winnings, or losses, more worthwhile. Start your betting low. Avoid Punto Banco games, where the betting begins high, and stick with the lower level games. And follow our tips for a great online casino games experience.

The best thing about playing baccarat online is that it doesn’t matter where you live in Australia. You might be in Melbourne, Sydney, Brisbane, or you could be out in Woop Woop or up Ship Creek. The joy is you can play online casino games anywhere, and you can win in AUD.

Why Play Baccarat online With IgnitionCasino.Eu?

As Aussies, you might wonder why you’d choose an EU site for your online gambling. The great thing about is that we’re passionate about fun. We offer you the chance to bet with Australian dollars, to win real money or bitcoin, and you’ll often receive a deposit bonus when you sign up to one of our games. Choose from a range of card games, including poker and blackjack, as well as pokies, craps, roulette, keno and bingo – just to name a few!

We closely monitor our site to ensure users are all aged over 18 years. We keep a close eye on possible fraudulent activity and we take responsible gambling seriously. We want you to make betting choices wisely, only bet what you can afford, and set your limits.

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